I get paid twice a month and I like to pay all my bills near the end of the month so I know exactly how much I spent in one month. Most people get paid once or twice a month and your credit card billing cycle is always on a monthly basis. I track my expenses on a monthly basis because it’s a good way to create a start and end date to your expense cycle. The one and only secret to maintaining a budget is to be consistent. This means always following your plan and sticking to it. This means really looking after how much money comes in and how much money goes out. Over the years, I’ve managed to get a grip on my finances by following a close budgeting schedule. Between racking up credit card debt, student loans, high cost of living in New York, and just a general sense of YOLOing (before it was a thing, I was in a terrible financial state. When I first started working coming out of university, I was all over the place with my finances. Having a firm grasp on your budget is the first step to financial success and freedom. For a list of all my credit card and travel hack related posts, click here.ĥ.2 Share The Love! Why use a spreadsheet to track your monthly expenses?.In addition, I’ve been trading and selling options for the past few years to generate extra income during early retirement and I’ve also created an options tracking spreadsheet for this purpose. For those looking to track their stock portfolio, this is the spreadsheet I use to track my stock investments.As well as my Restaurant List Tracker spreadsheet for keeping track of all the restaurants you have been to in your hometown or abroad.Also, check out my travel itinerary planning spreadsheet which is perfect for organizing and planning your trip!.The ultimate spreadsheet to track all your credit cards, sign on bonuses, and annual fees.Here is a list of my other spreadsheets that may help you in your path to financial success! This spreadsheet is for those looking to record their incomes and expenses by categories using a Google spreadsheet. I love spreadsheets for all facets of life and this next spreadsheet is for tracking my monthly expenses and budget, and to help you get a grasp of your finances.

Options Wheel Strategy: Ultimate Passive Income Generator.

How To Pay 0% in Taxes: Step by Step Guide.

Financial Independence (FIRE): How To Retire Early.How Travel Hacking Affects Your Credit Score.How I Travel The World And Fly For Free.The Ultimate Guide To Travel Hacking & Credit Cards.

Monthly expense and income spreadsheet